our process

Buying a home doesn’t have to be complicated. We make it simple with our 4­-step approach: Qualify, Apply, Approve, and Close. Everything we do is designed to make your home purchase a great experience. Let’s get started!

1
qualify
2
apply
3
approve
4
close

Mortgage Rates as of September 29, 2016

Term
Rate %
Apr %
The Annual Percentage Rate reflects not only
the interest rate but also the points, fees, and
other charges that you will pay to get the loan.
Points (credits)
Points and lender credits let you make tradeoffs
in how you pay for your mortgage and closing
costs. Points lower your interest rate in exchange
for an upfront fee. Lender credits lower your
closing costs in exchange for a higher interest rate.
Estimated lender fees
Our Underwriting fee is $995. Your loan might require
services you cannot shop for like an appraisal and
mortgage insurance, services you can shop for like title
fees, and other costs like taxes, government recording
fees and prepaid items. Get an official Loan Estimate
from us before choosing a loan.
30
Year Fixed
3.5%
3.562%
$0
$995
15
Year Fixed
2.75%
2.852%
$0
$995
5
Year ADJ.
3%
3.546%
$0
$995
Term